Master in Banking and Finance from the University of Costa Rica. Bachelor’s Degree in Business Administration, emphasis on Banking and Finance from the Universidad Internacional de las Américas.

University Professor of Finance and Financial Mathematics. He has conducted several researches, among them: “Warning signs in the use of credit cards”, “Investment Fund Societies”, Investment Possibilities offered by the Internet to Costa Rican Investors”.

It has studies, training and updating courses provided by INCAE and the Technological Institute of Costa Rica. Its proven capacity, as well as the humanitarian and transparent factor that characterizes MSc. Kikut, gives confidence and security to our clients.